Frequencies Reference
Quick reference for recurring transaction frequencies in Arthalekha.
Frequency Summary
| Frequency | Period | Occurrences per Year |
|---|---|---|
| Daily | Every day | 365 |
| Weekly | Every 7 days | 52 |
| Biweekly | Every 14 days | 26 |
| Monthly | Every month | 12 |
| Quarterly | Every 3 months | 4 |
| Yearly | Every 12 months | 1 |
Detailed Reference
Daily
Repeats: Every day
Use for:
- Daily allowances
- Daily subscriptions (rare)
- Per-day expenses you want to project
Example:
Description: Daily Coffee Budget
Amount: ₹100
Frequency: Daily
Annual total: Amount × 365
Weekly
Repeats: Every 7 days
Use for:
- Weekly allowances
- Weekly services (cleaning, etc.)
- Weekly shopping budgets
Example:
Description: Weekly Groceries
Amount: ₹3,000
Frequency: Weekly
Annual total: Amount × 52
Biweekly
Repeats: Every 14 days (every 2 weeks)
Use for:
- Biweekly paychecks
- Fortnightly expenses
- Every-other-week services
Example:
Description: Biweekly Salary
Amount: ₹37,500
Frequency: Biweekly
Annual total: Amount × 26
Monthly
Repeats: Same day each month
Use for:
- Monthly salary
- Rent/mortgage
- Most subscriptions
- Utility bills
- Loan EMIs
- Monthly investments (SIP)
Example:
Description: Monthly Rent
Amount: ₹20,000
Frequency: Monthly
Annual total: Amount × 12
Quarterly
Repeats: Every 3 months
Use for:
- Quarterly insurance payments
- Quarterly subscriptions
- Quarterly bonuses
- Quarterly tax payments
Example:
Description: Quarterly Insurance Premium
Amount: ₹5,000
Frequency: Quarterly
Annual total: Amount × 4
Yearly
Repeats: Once a year
Use for:
- Annual subscriptions (Amazon Prime, etc.)
- Annual insurance premiums
- Yearly fees
- Annual bonuses
- Tax refunds
Example:
Description: Amazon Prime Subscription
Amount: ₹1,499
Frequency: Yearly
Annual total: Amount × 1
Choosing the Right Frequency
| Your situation | Choose |
|---|---|
| Happens every day | Daily |
| Happens once a week | Weekly |
| Happens every two weeks | Biweekly |
| Happens once a month | Monthly |
| Happens every three months | Quarterly |
| Happens once a year | Yearly |
Common Items by Frequency
Daily
- Daily allowance
- Per diem expenses
Weekly
- Weekly pocket money
- Weekly house cleaning service
- Weekly newspaper subscription
Biweekly
- Biweekly salary (some countries)
- Fortnightly rent
Monthly
- Salary (most common)
- Rent
- EMIs
- Utility bills
- Mobile/Internet
- Streaming subscriptions
- Gym membership
- SIP investments
Quarterly
- Insurance premiums (if paid quarterly)
- Some professional memberships
- Advance tax payments
Yearly
- Annual subscriptions (Prime, etc.)
- Annual insurance (if paid yearly)
- Car insurance
- Professional memberships
- Annual bonuses
- Tax refunds
Date Handling
Monthly Frequency
If you set a recurring item for the 31st, and a month has only 30 days:
- System typically uses the last day of the month
- Or may use the same date in the next valid month
Yearly Frequency
For February 29th (leap year):
- Non-leap years: Usually falls on February 28th
- Or may shift to March 1st
Frequency Math
Calculate Annual Cost
Daily: Amount × 365
Weekly: Amount × 52
Biweekly: Amount × 26
Monthly: Amount × 12
Quarterly: Amount × 4
Yearly: Amount × 1
Calculate Monthly Equivalent
Daily: Amount × 30 (approx)
Weekly: Amount × 4.33
Biweekly: Amount × 2.17
Monthly: Amount × 1
Quarterly: Amount ÷ 3
Yearly: Amount ÷ 12
Example Calculation
Question: What's the monthly cost of a daily ₹100 expense?
₹100 × 30 = ₹3,000 per month (approx)
or
₹100 × 365 ÷ 12 = ₹3,041.67 per month (exact)
Impact on Projections
Your frequency choices directly affect balance projections:
- More frequent = More impact on projections
- Daily items show daily balance changes
- Monthly items show monthly cycles
- Yearly items appear as single spikes
Tips
Start with Monthly
Most recurring items are monthly. Start there and add other frequencies as needed.
Convert to Annual
When comparing subscriptions, convert everything to annual:
- ₹200/month subscription = ₹2,400/year
- ₹2,000/year subscription = ₹167/month
Watch Biweekly vs Monthly
Biweekly (26/year) is different from twice monthly (24/year):
- Biweekly: Every 2 weeks = 26 occurrences
- Semi-monthly: Twice a month = 24 occurrences
See Also
- Recurring Transactions - Full documentation
- Managing Recurring - How-to guide
- Projected Balance - How frequencies affect projections