Glossary

Definitions of terms used throughout Arthalekha.

A

Account

A financial container where money is stored. Can be a bank account, wallet, credit card, investment account, or any place you track money. Learn more →

Account Type

The classification of an account (Cash, Savings, Credit Card, Wallet, Investment, Loan, Other). Determines how the account behaves and is displayed. Learn more →

B

Balance

The amount of money in an account. Can be positive (you have money) or negative (you owe money, as with credit cards). Learn more →

Biweekly

A frequency meaning every two weeks (14 days). Results in 26 occurrences per year. Learn more →

C

Cash (Account Type)

An account type for physical currency - money in your wallet, at home, etc. Code: CA. Learn more →

Credit Card (Account Type)

An account type for credit cards. Balance is typically negative (representing debt). Code: CC. Learn more →

Creditor

In a transfer, the account receiving money (balance increases). Think of it as the account being "credited." Learn more →

Current Balance

The real-time balance of an account, automatically updated with every transaction. Learn more →

D

Daily

A frequency meaning every day. Results in 365 occurrences per year. Learn more →

Debtor

In a transfer, the account sending money (balance decreases). Think of it as the account being "debited." Learn more →

Deleted Account

An account that has been soft-deleted. It no longer appears in regular lists but can be viewed using the Status filter and restored if needed. All transaction history is preserved. Learn more →

E

Expense

Money spent from an account. Decreases the account balance. Learn more →

Export

Downloading transaction data as a CSV file for external analysis or backup. Learn more →

F

Filter

A way to narrow down transaction lists by criteria like date, account, person, or tag. Learn more →

Frequency

How often a recurring transaction repeats (Daily, Weekly, Biweekly, Monthly, Quarterly, Yearly). Learn more →

H

Historical Balance

Monthly snapshots of account balances, allowing you to see how balances have changed over time. Learn more →

I

Income

Money received into an account. Increases the account balance. Learn more →

Initial Balance

The starting balance of an account on the date you begin tracking it. Forms the foundation for all balance calculations. Learn more →

Initial Date

The date from which you start tracking an account. All transactions should be on or after this date. Learn more →

Investment (Account Type)

An account type for investment holdings like stocks, mutual funds, or fixed deposits. Code: IN. Learn more →

L

Loan (Account Type)

An account type for loans taken (negative balance = debt) or loans given (positive balance = money owed to you). Code: LN. Learn more →

M

Monthly

A frequency meaning once per month. Results in 12 occurrences per year. The most common frequency for recurring transactions. Learn more →

N

Net Worth

The total of all account balances (including negative balances from credit cards and loans). Represents your overall financial position.

O

Other (Account Type)

An account type for accounts that don't fit other categories. Code: OT. Learn more →

P

Person

A household or group member whose transactions you track separately. Helps understand individual spending patterns within a family. Learn more →

Projected Balance

Expected future account balance based on current balance plus scheduled recurring transactions. Learn more →

Q

Quarterly

A frequency meaning every three months. Results in 4 occurrences per year. Learn more →

R

Recurring Expense

A template for expenses that happen regularly (rent, subscriptions, EMIs). Powers balance projections. Learn more →

Recurring Income

A template for income that arrives regularly (salary, rental income). Powers balance projections. Learn more →

Recurring Transaction

Any transaction template that repeats on a schedule. Includes recurring incomes, expenses, and transfers. Learn more →

Recurring Transfer

A template for transfers that happen regularly (monthly savings contributions). Powers balance projections. Learn more →

Remaining Recurrences

The number of times a recurring transaction will repeat before stopping. If not set, the transaction repeats indefinitely. Learn more →

Restore

The action of bringing back a soft-deleted record (like an account) to active status. Restored accounts retain all their historical data and transactions. Learn more →

S

Savings (Account Type)

An account type for bank savings accounts, checking accounts, and current accounts. Code: SB. Learn more →

Short Code

A two-letter abbreviation for account types (CA, SB, CC, WL, IN, LN, OT). Displayed in account labels for quick identification. Learn more →

Soft Delete

When a record (like an account) is marked as deleted but not permanently removed from the database. Soft-deleted accounts can be viewed using filters and restored if needed. Learn more →

T

Tag

A label attached to transactions for categorization. Enables filtering and analysis by category. Learn more →

Transaction

Any financial event that affects an account balance. Can be an income, expense, or transfer.

Transfer

Money moving between two accounts you own. Decreases one account and increases another; total net worth stays the same. Learn more →

U

User

The authenticated person using Arthalekha. All accounts and transactions belong to a user.

W

Wallet (Account Type)

An account type for digital wallets and payment apps (Google Pay, Paytm, etc.). Code: WL. Learn more →

Weekly

A frequency meaning every seven days. Results in 52 occurrences per year. Learn more →

Y

Yearly

A frequency meaning once per year. Results in 1 occurrence per year. Learn more →

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Quick Reference Tables

Account Type Codes

Code	Type
CA	Cash
SB	Savings
CC	Credit Card
WL	Wallet
IN	Investment
LN	Loan
OT	Other

Frequency Occurrences

Frequency	Per Year
Daily	365
Weekly	52
Biweekly	26
Monthly	12
Quarterly	4
Yearly	1

Transaction Effects

Type	Balance Effect
Income	Increases
Expense	Decreases
Transfer Out	Decreases (source)
Transfer In	Increases (destination)